Deposits for SME

RADABANK offers a suite of deposit programs for legal entities, distinguished by their term lengths, interest rates, and accrual payment conditions. Tailoring to their financial capabilities and cash flow schedules, corporate clients can initiate a deposit for a desired term in the national currency, U.S. dollars, or euros

Deposit Term: From 3 days to several years
Interest Rate: Will be maximally aligned with the level of interest accruals typical for the financial market at the moment of the deposit agreement's conclusion
Replenishment Opportunity: Allows for the accumulation of funds and an increase in profit
Partial Withdrawal: Ensures the continuity of financial flows
Partial Withdrawal of Funds: Guarantees the continuity of conducting financial operations
Replenishment and Partial Withdrawal: Enhances the efficiency of financial flow management, thanks to combining the advantages of current and deposit accounts
Deposit Contribution: Offers not only the opportunity to gain profit but also serves as collateral when utilizing various credit products of our bank
Accrual Payments: Are made monthly or at the end of the contract period, chosen by the Client, allowing for planned receipt of deposit profit

Types of Deposits

Deposit "Deposit Line"

Interest is paid either monthly or at the end of the deposit term, according to the client's preference
This deposit option allows for withdrawals up to a non-reducible balance

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Interest Rate, Annual

up to 13,0%

Deposit Term

determined by the depositor

Deposit Currency

UAH

“Term” Deposit

Funds are deposited for a fixed period with the option for multiple additional contributions.
Minimum deposit amount: 10 000 UAH / 1 000 USD / 1 000 EUR

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Interest Rate, Annual

up to 13,5%

Deposit Term

Set by the depositor

Deposit Currency

USD, EUR, UAH

Deposit "Dynamic+"

Featuring an interest rate that increases weekly

Interest is paid out weekly to the client's current account.

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Annual Interest Rate

starting from 7,0% in UAH

Deposit Term

7 days, with the option for extension

Deposit Currency

USD, EUR, UAH

An individual opening a deposit account on behalf of a business entity must provide a passport or another form of identification.
Representatives of legal entities are also required to present documents that verify their authority..
Resident individuals must additionally provide a document issued by the state tax authority, confirming their registration in the State Register of Individual Taxpayers.

If a deposit account is being opened for a business entity that already has a current account with the Bank (meaning the Bank has already performed client identification and has a legal file for the account setup), then the deposit account is established based on a bank deposit agreement.
Additionally, if the deposit account is being opened for a separate division of this legal entity, a formal request from the legal entity is required.